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Car accidents are terrifying ordeals. Not only is your vehicle damaged, but you're often left injured, confused, and distressed. All you want is a quick resolution so you can focus on getting back to a healthy, happy life. Unfortunately, insurance companies often cause even more distress.

While insurance providers promise to have your back, or be your neighbor, their primary goal after an accident is to pay as little as possible on your claim. It is important to understand common insurance company tactics so you can protect yourself legally and financially after an accident or insurance claim denial. Here are five things insurance companies don't want you to know:

The California Court of Appeal once explained:

Keeping a pet dog is undoubtedly one of the most cherished forms in which the constitutionally protected right to own personal property is exercised.  To most people it is more than ownership of mere personal property.  More than once courts have recognized that the keeping of such pets is such an important part of our way of life, and have recognized the perhaps sentimental but nonetheless universally strong affection of [hu]mankind for the dog.[1]

With that sentiment in mind, it is no surprise there are dogs in more than 48 million ...

1.       Does California have motorcycle helmet laws?

Yes, California has laws that apply to riders and passengers of motorcycles, motor-driven cycles, and motorized bicycles.

California’s motorcycle helmet laws are some of the most stringent in the nation, applying to all motorcycle riders and passengers regardless of age.  Such helmet laws are known as “universal” helmet laws.

Other states, like Michigan and Florida, require helmets for motorcycle riders and passengers under 21 years old.  Still others, like Arizona and Hawaii, require helmets for motorcycle riders and ...

1.       What is lane splitting?

California drivers often see motorcyclists whiz by on the freeway, squeaking by, either in the same lane or between the two far left lanes.  This practice is called “lane splitting.”  And it is generally legal in California.

The California Vehicle Code defines lane splitting as “driving a motorcycle . . . between rows of stopped or moving vehicles in the same lane . . . .”[1] 

This lane-splitting law, which went into effect in 2017, also tasked the California Highway Patrol with developing “educational guidelines relating to lane splitting in a manner ...