California’s wildfires leave a trail of destruction in their wake—homes reduced to rubble, communities displaced, and lives forever changed. Beyond this devastation, the opportunity for looting emerges.
Homeowner’s insurance is a vital safety net for Californians, especially in areas prone to natural disasters such as wildfires. Yet, recent trends indicate that obtaining adequate coverage has become increasingly harder. Premiums are escalating, coverage options are diminishing, and insurance companies, such as State Farm, are dropping policyholders and non-renewing policies at an alarming rate.
For those affected by the Eaton Fire and other recent disasters in the Los Angeles County area, important deadlines are approaching. The Small Business Administration (SBA) and the Federal Emergency Management Agency (FEMA) have set March 31, 2025, as the final day to apply for disaster relief assistance. If you are considering financial assistance for recovery, it is critical to act before the deadline. Even if you are unsure whether you will need the funds, applying now preserves your eligibility, as you will not be able to apply after the deadline passes.